Fotoh, INC.

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Terms of Service

Effective May 13, 2026. Last updated September 13, 2026.

These Terms of Service ("Terms") govern your use of fotohinc.com, the Fotoh Store, and Fotoh, Inc.'s consumer products. By using the site or purchasing hardware, you agree to these Terms.

1. Who we are

Fotoh, Inc. is a California stock corporation, entity number B20260321874, incorporated July 15, 2026, with its principal office in Fresno, California. We are a for-profit company that builds software and hardware products serving the global Muslim ummah. qardon.org is a technology of Fotoh, Inc. — not a separate entity, not a nonprofit, not a 501(c)(3), and it will not seek that status. It records; it does not hold and does not own. Money committed through it never passes through a Fotoh bank account: it moves between the participants' own accounts, each in that person's own name. Where these Terms reference qardon.org (waqf records, qard hasan lending, Recovery claims), those services are governed by the qardon.org terms of service.

2. Fotoh Store purchases

3. Sponsorships

4. Software use

Live Athan, the Fotoh AI Companion (a separate product, not part of Live Athan), and other Fotoh software are provided "as is" without warranty. Prayer times computed on-device are accurate to within ±1 minute against astronomical references but are not legally guaranteed. You bear responsibility for your worship.

5. AI Companion limitations

The Companion AI is a research tool. It cites sources where possible and labels its own conclusions as AI conclusions. It does NOT replace a real scholar, lawyer, doctor, or financial advisor. For consequential decisions (medical, legal, financial, marital), consult a qualified human professional in your jurisdiction.

6. Limitation of liability

To the maximum extent permitted by law, Fotoh, Inc.'s total liability arising from your use of any product or service is limited to the amount you paid for that product or service in the preceding 12 months. We are not liable for indirect, incidental, or consequential damages.

7. Governing law

These Terms are governed by the laws of the State of California, United States, without regard to conflict-of-laws principles. Disputes will be resolved in the state or federal courts serving Fresno County, California.

8. Changes

We may update these Terms. Material changes will be communicated by email to registered users and prominently posted on this page. Continued use of the site or products after the change constitutes acceptance.

9. Contact

Legal inquiries: legal@fotohinc.com